Contact Us | (727) 321-1212

R.W. Caldwell Auto Insurance

Based in Gulfport, Florida, our independent auto insurance agents understands the auto insurance needs of Florida.

The right auto insurance policy in Florida can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. We can help you determine the best coverage for your needs.

Give us a call at: (727) 321 - 1212

RW Caldwell Auto Insurance for over 75 years

Our team of independent auto insurance agents have been serving families in the Gulfport, Greater Tampa and the Beaches of Florida since 1937. 

We write insurance in Florida and would be happy to help ensure you have the right car insurance coverage.

We guarantee quality insurance & affordable options by providing you quotes from multiple reputable insurance companies. COMPARE AND $AVE TODAY!

Auto Insurance Coverage Options in Florida

Talk to us today to find out how to get the best price and value on auto insurance for you. We have several fine carriers that offer varying discounts. Our team of insurance professionals understands the Florida car insurance needs of our customers.

Collision and comprehensive (other than collision) coverages

Collision and Comprehensive (other than collision) coverages pay for damage to your automobile. You can purchase either or both of these coverages for each vehicle you own. If you have an auto loan you may be required to purchase both. Collision coverage insures you against damage to your vehicle caused during an accident. Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism. Collision and comprehensive (other than collision) coverage usually includes a deductible, which can range from $100 to $1,000. If your car is damaged, the Insurance company pays only for the damage in excess of the deductible you selected. The higher the deductible, the lower the premium.

Liability coverage

Liability coverage pays for injuries you cause to other people and damage you cause to other people’s property when you are at fault in an automobile accident.

Medical Payments coverage

Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault. If you and your passengers have health Insurance, you may not need this coverage.

Personal Injury Protection

Some states, Including Florida, require Personal Injury Protection, which is also known as No-Fault coverage. This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work.

Uninsured/Underinsured Motorist coverage

This coverage pays if you are injured by a person who is completely uninsured or doesn’t have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.

Optional coverage

Optional or special coverage includes extras such as towing, rental reimbursement, and roadside assistance. None of these coverages are required.

Every situation is unique. We can help.

Our team of independent auto insurance agents have been serving families in the Gulfport, Greater Tampa and the Beaches of Florida since 1937.

Talk to us today to find out how to get the best price and value on auto insurance for you. We have several fine carriers that offer varying discounts.

Our Florida Auto Insurance Partners

Auto Insurance Logo Safeco 01
Auto Insurance Logo Progressive 02
Auto Insurance Logo Infinity
Auto Insurance Logo Mercury 02

AND MANY MORE….

RW Caldwell is proud to represent a selected group of financially sound, reputable insurance companies.

Talk to us today to find out how to get the best price and value on auto insurance for you. We have several fine carriers that offer varying discounts.

How much auto insurance do I need?

Choosing the appropriate level of auto Insurance coverage depends on a number of factors, including assets you must protect (liability coverage), value of your vehicle (collision and comprehensive), the amount of money you can afford to pay out-of-pocket (deductibles), and your tolerance for risk.

Every situation is unique. We can help.

Our team of independent auto insurance agents have been serving families in the Gulfport, Greater Tampa and the Beaches of Florida since 1937.

Talk to us today to find out how to get the best price and value on auto insurance for you. We have several fine carriers that offer varying discounts.

RW Caldwell Auto Insurance

5201 Gulfport Boulevard
Gulfport, FL 33707 | Map

    (727) 321 – 1212
    info@rwcaldwellinsurance.com

RW Caldwell Insurance - Horsnleth/Sepulveda family
Did you know? Locally owned and operated R.W. Caldwell, Realtors® and Insurors, a fourth generation family business, is Gulfport’s oldest business.